Equipment Finance That Works Around Your Business
Some businesses need fast approvals. Others are looking for lower repayments and flexible terms. Our role is to understand what you’re trying to achieve and help structure a finance solution around it.
We can assist with:
- Machinery finance
- Heavy equipment finance
- Business equipment loans
- Used equipment finance
- Forklift finance
- Bobcat finance
- Construction and earthmoving equipment
- Trucks and commercial vehicles
- Hospitality and kitchen equipment
- Medical, dental, and office equipment
Why Businesses Use Equipment Financing
Instead of making a large upfront purchase, equipment financing spreads the cost into manageable repayments over time. That can make it easier to invest in growth while still maintaining day-to-day cash flow.
The benefits of this system may include:
- Access to equipment sooner
- Predictable repayments
- Flexible loan terms
- Funding for both new and used equipment
- The ability to upgrade equipment more regularly
- Potential tax benefits for eligible businesses
Supporting a Wide Range of Industries
| Industry |
Common Equipment Financed |
| Construction |
Excavators, bobcats, loaders, forklifts |
| Transport & Logistics |
Trucks, trailers, commercial vehicles |
| Agriculture |
Tractors, farming machinery, irrigation equipment |
| Hospitality |
Commercial kitchen equipment and fit-outs |
| Healthcare |
Medical and dental equipment |
| Manufacturing |
Industrial and processing machinery |
If you’re comparing finance options, you can use our
finance calculator to estimate repayments or
contact our team for guidance.
FAQs
What is equipment finance?
Equipment finance is a type of business funding that helps businesses purchase machinery, vehicles, tools, or specialised equipment without paying the full cost up front.
Can I finance used equipment?
Yes. Many lenders offer used equipment finance for eligible machinery and business assets, which can reduce upfront costs.
What can be financed through a business equipment loan?
Business equipment loans can be used for a range of assets, including forklifts, bobcats, trucks, earthmoving machinery, medical equipment, hospitality equipment, office technology, and more.
How quickly can equipment finance be approved?
Timeframes come down to the lender and the information provided, but some equipment finance applications can receive approval within 24 to 48 hours.
Is it possible to get equipment finance as a startup?
Some lenders do offer equipment financing options for newer businesses and startups, although eligibility requirements may differ from those of established businesses.
What’s the difference between leasing and an equipment loan?
With an equipment loan, the business generally owns the equipment once repayments are complete. Leasing, on the other hand, can offer more flexibility for businesses wanting to upgrade equipment regularly.